Cookie Policy

Reading the cookie policy carefully ahead of applying for a loan though us at Smart Payday is important. Cookies are small and simple text file that gets stored on the device used to access the internet whenever you visit a website. Each and every cookie is unique and contains anonymous information such as a unique identifier and site name. Such information will help us to remember your browsing history and provide increased functionality, better site performance and more relevant content.

Cookies are harmless text files. They are unable to identify any personal information. Besides, they cannot carry viruses or install anything harmful on your computer. Using this website will be considered as your consent to use cookies. So, make sure that you carefully go through them ahead of browsing through the website.

You are free to disable the cookies. However, disabling the cookies may affect your browsing experience. Basically, we make use of two types of cookies, namely session cookies and persistent cookies. Session cookies exist for a short duration and get erased when the user closes the browser. Whereas, persistent cookies will stay on your device until they gets expired or deleted manually.

The only purpose behind using the cookies is to provide you with a website that is interactive and easy to use. A cookie plays an essential role in offering users with good experience and helps us to deliver better and personalized service. Cookies are also used to gather customer journey information across our sites, to ensure privacy, store login details, to temporarily store input information in the loan calculators and comparison tools, evaluate our advertising and promotional effectiveness and so on.

In order to analyze the information provided to us we make use of Google Analytics. Various other Google technologies are used as well to improve the content of the website. The Google analytics tool will automatically send certain information to Google such as the web address of the page you visited and IP address. Google may also set cookies or read cookies that are already stored. But it is always possible to control the information that is shared by your web browser when you visit or interact with Google services. To control the ads by Google that you see across the web, utilize Ads Settings.

Without any hesitation contact us, at Smart Payday if you need any information or have any query related to the cookie policy.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


147 Denton Avenue, St. Albans 3021, Victoria, Australia