Privacy Policy

At Smart Payday we understand how important it is to maintain the confidentiality of the personal information provided to us. We take personal details seriously and try our best to safeguard them. Yu can freely send us your personal details without any hesitation. Make sure to go through the privacy statement carefully ahead of browsing through the website. This privacy statement applies to each and every customer.

The main reason behind adopting and implementing this privacy statement is to protect all your personal information. Some of the few personal details that are usually asked when filling an application form include Social Security Number, birth date, employment details and so on. Once we have received your application we will forward it only to lenders who are capable of fulfilling your urgent cash needs. The main reason behind collecting these personal details is to understand your requirement and to verify your identity and evaluate your application.

No personal details will be shared with any third party without informing you. We will never disclose any details to anyone until and unless required and permitted by law. You will need to give us your consent to collect, use and disclosure of your personal information. Generally, when you provide us with personal information, it will be considered as your consent to the collection, use and disclosure of your personal details.

We have implemented various security measures to protect the personal information provided. Secure Socket Layer (SSL) technology is used in order to prevent unauthorized persons from viewing the private information that are transmitted during your application process. But you need to understand that we will not be responsible for any loss or exposure of personally identifying information to any unauthorized third parties during a secure SSL session.

Various third party links can be found in the pages of the website. These links are provided for your reference purpose only and they are no controlled by us. You are free to access them. But this privacy policy is not meant for the third party websites. We do not control them and how they may use the personal information. So, do not forget to review the privacy policy of such third party website carefully before using it or disclosing any personal information.

At Smart Payday we hold complete right to make changes in the privacy policy at any time. Any changes made by us will be published in the website. So, every time you visit the website make sure that you go through the privacy policy carefully.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


147 Denton Avenue, St. Albans 3021, Victoria, Australia